To see complete list of evidence and summary of complaints against ACMI, 
please go to 
http://www.LaserRadio.com/memphis.html
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At the bottom of this page is a letter to the FBI Fraud unit in Memphis, 
written in 2001. Following, is a summary of the ACMI asset conspiracy and 
the ongoing activities of the members of this conspiracy.
===================================================================
From at least 1993-2001, an asset conspiracy operated in Memphis, using a "trade name" to 
pose as a legitimate long distance telephone services company, ACMI. 

In fact, the "ACMI" company was actually a storefront con-- in multiple violations of 
Tennessee Consumer Protection Act. There were no actual officers at ACMI. They rotated 
through the positions, giving verbal agreements and disappearing-- even as they 
operated within ACMI's offices. Sole operating authority for the storefront resided with 
two separate boards of directors (comprised of the same exact family voting interests) which 
deceptively met on alternating Tuesdays.

According to one witness who worked at ACMI and left (fearing that what he was doing was 
illegal) the goal of the parallel holding companies was simply to separate ACMI current assets 
from current liabilities...then declare the empty shell "bankrupt" 
and cash in the assets with the surviving shell. This is exactly what happened in 1998:
In September, 1998, one holding company, "PIN Inc" (which was renamed, just for the occasion) 
went "no asset bankrupt". Then a month later, "Limit LLC" sold the assets of ACMI for $2.6 million.
 
Evidence shows that immediate family members of Bill Anderton, Kevin Anderton, Scott Anderton, 
their CPA Nate Prager and their grand jury indicted lawyer, David Johnson-- along with a host of 
others, including Kevin Pirolo who has allegedly been successfully sued in Illinois for his 
role-- operated this civil conspiracy in Memphis. Evidence to the State Bar association shows 
that someone within the conspiracy obtained stolen faxes from Mississippi.
Documented evidence shows repeated false tax reporting to the IRS, false statements to the SEC and conspiracy to 
defraud vendors with fraudulent accounting, retaliation by shutting off pre-paid services and 
"legal threats", conveyed by their lowlife (indicted for fraud in Florida) attorney.

Today (and again in clear violation of the TN Consumer Protection Act) the current "Anderton Family 
Enterprises" umbrella company appears to be operating in Memphis, under REVOKED Nevada
corporate registration (as of April 18, 2003). According to multiple investigative, legal and 
law enforcement sources, multiple holding companies have again been structured within the 
Anderton Family umbrella: Possibly to enable current revenue streams to (once again) be separated from 
contracts and liabilities. The current operation is possibly involved with banks in Hong Kong
(one AFE-related company manufactures gun vaults in China). Other bank-related business 
may also exist in London and in the Caribbean. Law firms from Florida to Texas are interested in 
the current operation, which appears to be preparing to offer health benefits from a Texas 
company, in addition to offering (questionable) Viatical Settlements to terminally ill and 
elderly holders of life insurance policies. 

The Viatical Settlement business is an outgrowth of ACMI. Starting in 1998, the insiders of the 
asset conspiracy offered their multi-level sales force the "opportunity" to sell 
Viaticals. In order to accomplish this, the ACMI leaders got involved with a notorious man
who is prohibited from being involved in Viatical Settlement companies in some states. 
This person, C. Keith Lamonda, was such a buddy of the ACMI asset conspiracy, he was included on the proposed 
board of directors of one of the ACMI companies. According to sources, the Anderton family 
behind AFE has purchased Lamonda's assets in Florida for $1 million and is seeking to sell them to "investors".
The Viatical Settlement "industry" is well known, nationally, for preying on the weakest 
members of society: The elderly and terminally ill! 

The ACMI asset conspirators have been able to proceed on this path due to:
1. The overworked and underfunded law enforcement resources of 
Tennessee state investigators.
2. The abuse of his office by the TN Atty. General, Paul Summers 
(whose office shows the cost to TN of a fraudulent, 1998 ACMI holding company 
bankruptcy as "$100"-- not the $270,000 in unpaid taxes.
3. The overworked FBI office in Memphis, a town which CNN calls "Bankruptcy capital of 
America" (with 8-times the national average in bankruptcies!)

If you are one of the 500-10,000 agents of ACMI (the number varied, depending on who 
the conspiracy was conning into asset purchases or sales) then you're not alone.
You should contact the FBI fraud units at either Jackson, MS or Memphis, TN and
the Atty General of Tennessee
==================================================================
Summary of Complaint to FBI:
Documented evidence shows that from 1993-2001, a civil conspiracy 
(possibly criminal, in violation of federal RICO statutes) 
operated out of Memphis, TN-- 
in clear and multiple violation of the following state and federal laws:

TN State Consumer Protection Act 
Federal deceptive practices act (FTC)
Federal tax laws (IRS)
Federal Securities Acts and regulations (SEC)
And documented fraud in payments to vendors and agents (RICO)

The vehicle for this conspiracy was a telephone services tradename, "ACMI" which operated 
as a "storefront" on East Raines Road in Memphis. The so-called "officers" of ACMI did 
not have any authority to engage in any contracts. Yet, they made verbal agreements and 
acted in Illinois, at least, as real corporate officers. This misrepresentation of authority 
was a key to the success of the ACMI asset conspiracy and was, in itself, a clear violation 
of the TN Consumer Protection Act.

In fact, behind the storefront operation were two holding companies, operating at the same 
time and both "dba ACMI". The members of these two boards represented the same, 
exact voting interests.

The intention of the two holding companies-- operating in tandem at the same time-- 
 was to enable one holding company to assume all current assets of ACMI 
(without any associated liabilities for those assets) 
and to use the other holding company, exclusively, to sign contracts with ACMI vendors and 
(meaning that it would have only liabilities and no assets). In 1994, the boards met on 
alternating Tuesdays and kept one vendor, waiting "until next week" before signing a 
$70,000 liability, associated with the sale of current assets. In 1995, those assets were sold,
but the vendor was deceptively told that a "merger" had occured-- not an asset sale.
The conspiracy pocketed the asset sale amount and carried on. 

In September, 1998, after a year of stalling by the conspiracy's lawyer-- who became involved,
after a vendor discovered evidence of payment fraud and deception-- the "empty" ACMI holding 
company (renamed PIN, Inc, to obscure its true relationship to ACMI assets) was bankrupted 
in Memphis as Chapter 7 "no asset".

Then, just a month later, the ACMI assets were sold by the second company (Limit LLC) 
for $2.6 million in cash and stock. The October, 1998 asset sale of ACMI assets to Houston-based Equalnet Communications was deceptively 
described as a "merger", in violation of the TN Connsumer Protection Act. And following that 
asset sale, one ACMI "president", Nate Prager, started signing contracts as "President, 
ACMI Acquisition Corp"--despite the shareholders of ENET not approving the company as a 
subsidiary of Equalnet. 

In 1995, the assets of ACMI had likewise been sold (and associated liabilities laundered) 
through a similarly deceptive "merger" with an Ohio telephone company, Conquest Communications.
That asset sale to Conquest, according to multiple witnesses and by Conquest officers, was 
achieved only by multiple violations of TN Consumer Protection Act (re number of active agents)
IRS tax mis-reporting (to produce deceptive profits and losses) and through fraudulent accounting 
of commissions to agents and vendors.

Today, the members of the ACMI asset conspiracy are active in a dubious life insurance 
"opportunity", also based in Memphis. The same 6-10 members of the ACMI operation now 
doing business under a Nevada corporation called "Anderton Family Enterprises" which has 
lost its Nevada Corporate status. Despite this, the "AFE" company is operating a 
Life Insurance Viatical Settlement business called "Life Alliance" which uses the assets of 
a notorious Viatical scam artist from Florida named C. Keith Lamonda. His notoriety stems from 
public records and court-ordered prohibitions from operating Viatical companies in various 
states. Despite his notoriety, SEC records show that C. Keith Lamonda was named a board member 
of the ACMI asset conspiracy's never-ratified Equalnet subsidiary, "ACMI Acquisition Corp." in 1999.

As of 2003, C. Keith Lamonda has been prohibited from operating Viatical insurance settlements in numerous states.
And it appears that the Memphis AFE company has purchased Lamonda assets in Oklahoma and Florida 
(where Lamonda is prohibited from operating). The AFE holding company is also apparently involved in 
a finance company called Anderton-Harper, which is making loans to Russia 
and may be a money laundering operation in its own right. There is no way to know, for sure, as 
all web sites and corporate registrations for the AFE company are deceptive and obscure (using 
proxy-registered web domains out of Arizona for example, so it's almost impossible to know 
who is who!)

Another AFE operation manufactures gun vaults in China with a man in Scottsdale, named Tom Loeff.
The AFE companies have banking relationships in Hong Kong and London and with numerous banks in 
Memphis.

Members of the ongoing ACMI asset conspiracy include:
Members of a Memphis, TN-based family, well-known for multi-level sales 
"opportunities" in Life Insurance (Bill Anderton, Kevin Anderton 
Scott Anderton and their wives).

A notorious CPA, Nate Prager, who has something like 10 bankruptcies 
to his credit (personal and on behalf of his clients)

Alaw firm which included a grand-jury-indicted lowlife and liar named David Johnson 
(who works with his equally well known partner Jim Suprise to legally attack and silence 
anyone who exposes the conspiracy, even-- as one Memphis judge claimed in 1999-- at the cost 
of First Amendment rights).
.
Other members of the conspiracy came and went, as the heat and lawsuits caused them to be 
moved around in a shell game of "responsibility". One "ACMI President" was Kevin Pirolo.
He reportedly now has an $11 million judgement on him from an Illinois court for his role in 
the conspiracy.

Other passive investors and backers of the conspirasy was Bill Anderton's brother, 
Wayne Anderton and Bill Anderton's wife, Dannie.


=================================================================================================
FBI Special Agent, M. Morehart		FBI Fraud (Squad 3) Memphis

Dear Agent Morehart,
Since I met with you, Mr Morehart, in September, 1998, I've uncovered EVIDENCE of 
ACMI being, in fact, a professionally-executed, civil fraud (done with lawyers and CPA's as 
semi-secret board members, officers and partners). 

These insiders built a web of deceptions, 
intended to violate the TN Consumer Protection Act; And to state and federal laws relating to 
interstate commerce, to federal taxation and securities regulation: In 1993, dual, 
Nevada-registered operating companies were created (both had similar "sounding" names, 
to confuse the prosecution of lawsuits against either company). 

For example, in registering the 
Nevada companies in Tennessee, (ACI and ACMI in Nevada-- became ACMI and ACI in Tennessee).Once 
in business in Shelby County, Tennessee, ACMI used false accounting of assets and liabilities 
(to cheat vendors, agents and deceive "merger partners" like Conquest Communications, Dublin, 
OH in 1995 and Equalnet in 1998) as to the actual inventory status and "asset sale value" of
"ACMI assets"-- which had been dis-associated from current liabilities by the same insiders, 
sitting on two "ACMI" boards (on alternating Tuesdays, they'd vote to transfer assets to “the 
other” ACMI holding company... even stalling vendors for a week--until the "no asset" ACMI 
shell company could “agree” to a payment contract, and assume the payment liability with the 
vendor).ACMI mis-reported income to the IRS (and Conquest, above) in 1995 and 1996. 

I reported this to the IRS in 1998. But a “kinder and more gentle” IRS has done nothing.During their 
deceptive "merger" with Equalnet (actually, the “merger” was the outright asset sale that 
occured a month after the PIN “no asset” bankruptcy) the “ACMI leadership” brought 200 ACMI 
agents to Memphis on October 23, 1998 and used "pump and dump" methods-- to unload their own 
Equalnet stock shares (ENET) to their own agents. The agents were encouraged to buy ENET  by 
10am the next Monday... for ten times the price that these shares were actually worth. In 
support of the "Equalnet merger" ACMI lied to Equalnet (which then repeated the lies, in print, 
to the SEC) to bolster the value of ENET stock. 

The SEC has a 14 page report from me on the multiple lies and deceptions of ACMI, Limit LLC and ENET.In the PIN "bankruptcy" not a single 
ACMI agent-- nor even the IRS-- was listed as a creditor. And in the 341 hearings, afterwards, 
an ever-changing list of "creditors" emerged. And when I reported the activities of ACMI (on 
their OWN web site's bulletin board) their lawyer/partner lied to the bankruptcy court-- even 
offered to produce perjured testimonty (to support a claim so idiotic, only a desperate fool 
would concoct-- or believe it: That I’d told “someone” I’d “go away” if they’d give me 
back “my” phonecards. 

In reality, this idiotic claim meant that I’d be willing to settle for 
the “return” of five phonecards...out of 70,000 produced!). After they "settled" this lawsuit 
with my lawyer, David McLaughlin of Waring Cox, they ignored him for 11 months. They lied to 
the court again, in late 1999, so that the suit against me was dismissed SEVEN MONTHS BEFORE I 
WOULD LEARN OF IT!!! This deception bought them a few months of time: Enabling them to pocket 
money from the sale of stock, shut off tens of thousands of dollars in pre-paid phonecards (so 
they could pocket the money as pure-profit-- without disclosing these “deferred revenues” to 
the IRS. During that time,the "merger" with ENET fell apart, the offices of ACMI were closed 
in Memphis, hundreds ofthousands of shares of ENET, held by ACMI board members, were sold in 
June, 2000 (after a lockup period-- but three times as many shares are not accounted for, 
suggesting secret sales, before the lockup expiration). 

And today, the TN Attorney General's 
office is telling his investigators "not to bother, we'll never prosecute ACMI"--suggesting 
prosecutorial malpractice, considering that dozens of complaints (representing hundreds of 
ACMI agents) have been filed with TN Consumer Affairs, TN Revenue, TN Securities, TN Board of 
Accountancy and TN Bar Association. Now that I've brought the sole matter of the PIN, 
bankruptcy (and asset sale a month later) to the attention of the bankruptcy court in Memphis 
(which CNN calls "Bankruptcy capital of America"-- eight times the national average) it's been 
reviewed by the U.S. Trustee, leading to the upcoming meeting in Memphis between FBI, U.S. Atty
and U.S. Trustee.

I do not have confidence in the State of TN Atty General 
(I suspect him of suppressing the gathering of evidence, to maintain the illusion that TN is a 
"Great state to do business in") I have brought this whole matter to the attention of federal 
lawmakers (starting in Memphis with the field office of Rep Ed Bryant) and I've also 
communicated its significance (as a precursor of future "e-commerce" abuses) to the WhiteHouse 
Policy office (which I've consulted with-- since July 2000) and the office of the Vice 
President (whom I've known for 30 years). 

In regards to investigating and/or prosecuting ACMI, 
"All I want" is for the good people like you, Mr Morehart, inside the DoJ and IRS,--to KNOW 
about this "Mess in Memphis"-- so that federal investigators will know about the abuses, that 
people like those behind ACMI pose (with abuses of incremental accounting, deferred revenue--
never reported to IRS and other frauds) for our nation's future taxation, securities and 
business integrity. 

As near as I can tell, they've deposited their gains in the Channel Islands 
(where ACMI president/ CPA, Nate Prager, made a couple trips to England in 2000, operating with 
a cell phone). In 1997, they boasted to ACMI agents-- of "owning" an offshore bank in the 
Carribean.I'd suggest "cracking" the conspiracy by going after former ACMI president 
(now "survivalist" gas generator salesman) Kevin Pirolo, who is "laying low" in an office 
above a pizza restaurant in a town in northern Mississippi. 

Another investigative target is 
Pirollo's replacement, Nate Prager (a notoriously unethical CPA and bankruptcy "artist"). 
Either of these lowlifes will "turn" on the Anderton family, which controlled ACMI 
(Bill Anderton was one of the insiders of the A.L. Williams insurance scam in the 1980's. 
Today, he flies around in a leased private jet). 

I also have the names of the officers, CPA's 
and lawyers of Conquest and Equalnet--who can provide details of their abuse by ACMI. 
In Nashville, additional (complaint-filed) details can be provided by TN Consumer Affairs 
director, Dave McCollum; by TN Deputy AG, Michael Clements; by TN Board ofAccountancy Director 
Darrell Tongate and by TN Supreme Court Disciplinary Council, Lance Bracy.Thanks for taking the
 time to meet with the U.S. Atty and U.S. Trustee.

And, as I think I said in my holiday letter 
to you in 1998, thanks for being such a good person (you were kind of bummed when we spoke in 
Sept. 1998-- by lowlifes likethese guys "getting away with it"). Thanks to good people like you
in the U.S. government, Mike, the good people prevail! Please just make sure that the DoJ in 
Washington knows aboutthis "Mess in Memphis"-- since the behavior of TN State law enforcement 
(ie TN Atty General Paul Summers) seems to be to make it "invisible" to national awareness 
(and statistics). 

I think the slogan is "Tennessee Looks Good to me"! Yea, right!Cheers,	

		John Guthrie; president Laser Radio, Inc			
P.O. Box 7474
Laramie, WY 82073
ph/fax    307-742-7117`			
Email: Lens@LaserRadio.com